• Tel: 01485 541998 / 0207 7696750

Disclaimer

Regulatory Statement

  • Allen Tomas & Co Financial Management Ltd is registered in England and Wales with number 8864562
  • Allen Tomas & Co Financial Management Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 630427

Complaints

Your adviser will always endeavour to ensure the products recommended are suitable for you.  When the adviser is advising you on regulated products (including investments, insurance and some forms of mortgages) you have the protection of the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS).

If you are unhappy about the advice or service you have received, you should firstly contact the firm that provided the advice or service. This gives them the chance to put things right and/or to provide their own version of events. Should you remain dissatisfied you may be entitled to refer your complaint to the FOS who will investigate the complaint independently and make a ruling. The FOS work with customers and financial advisers to resolve a complaint, and when they do have to make a ruling it is binding upon the firm. Full details of how to contact the FOS together with information about how to complain are available from their website www.financial-ombudsman.org.uk or by telephoning 0800 023 4 567.

If you try to submit a complaint to a firm and the firm is dissolved, or unable to meet its obligations, you may have recourse to the FSCS (Financial Services Compensation Scheme). This service is funded by levies on firms that are authorised by the Financial Conduct Authority to protect customers where firms have closed or gone into liquidation.

Anything else I should know?

Some financial advisers do give advice on products that are not regulated by FCA – such as general taxation and some Buy-to-Let mortgages. Your adviser will explain to you when you are receiving advice on an unregulated product. It is important you are happy with the advice as you may not have the added protection of the FOS or FSCS when dealing with some unregulated products.

Other websites

Once you click on a link within this site to another website you will be leaving the website of Allen Tomas & Co Financial Management Ltd and we cannot be held responsible for the content of the external website.

Regulation

The Financial Conduct Authority does not regulate:

  • Will writing
  • Taxation advice
  • Trust advice
  • Commercial Mortgages
  • Unsecured loans (second charge loans, Loans secured on properties overseas, personal loans)
  • National Savings Certificates
  • Gilts
  • Venture Capital Trusts (VCTs)
  • Bridging Finance
  • Some forms of Mortgages, Debt Consolidation and Secured Loans
  • Stocks & Shares
  • Deposit Accounts
  • Credit cards
  • Some forms of Auto-enrolment

Regulatory Jurisdiction

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Investments

  • Any product or investment that places capital at risk will be communicated to the client during our meetings
  • If information is provided to the client comparing products or solutions, the comparison will be meaningful and presented in a fair and balanced way
  • Tax treatment depends on the individual circumstances of each client and maybe subject to change in the future
  • Not all Investments are covered by the Financial Services Compensation Scheme and this will be explained in client meetings
  • Past performance is not a guide to future performance and investments can go down as well as up
X