First Time Buyer: Buying your first home can be daunting. Our initial meeting helps you understand how much you can borrow, how much deposit you may need, and all the costs involved with purchasing your first home.
Looking to move home: We can help you understand your affordability, making sure you can borrow enough without getting into problems with repayments. We’ll also find out what equity you have in your current home and all the associated costs, such as solicitors’ fees and stamp duty.
Remortgage: Is your current deal coming to an end? Do you want to borrow more money to extend your home, or want to take more flexible terms to overpay? We look to reduce your monthly payments and leave you more money to enjoy the things in life that matter.
Buy to let mortgages are becoming increasingly popular as an option for people who buy property as an investment. but this requires specialist advice. Buy to let properties can provide a source of income and long-term investment opportunities. If you are looking to become a first-time landlord, increase your property portfolio or look for a better deal, personally or through a limited company, our adviser can find the right deal for you.
We also specialise in House in Multiple Occupation (HMO) property mortgages, where a property has five or more occupants.